ATAL PENSION YOJANA

Scheme Launched By The Government OfIndia For The Benefit Of Individuals,Especially Those Working In The Unorganised Sector. The Scheme Was Launched In 2015 And Replaced The Previously Launched Government Scheme, Swavalamban Yojana. The Underlining Objective Of This Scheme Is To Provide Social And Financial Security To People In Their Old Age By Enabling Them To Make Regular Savings During Their Productive Years.

Atal Pension Yojana Aims At Providing Minimum Guaranteed Monthly Pension After The Age Of 60 Years In Different Slabs Viz. Rs. 1,000, Rs. 2,000, Rs. 3,000, Rs. 4,000 And Rs. 5,000. Apart From Workers In The Unorganised Sector For Which The Scheme Is Highly Beneficial, Employees From The Private Sector Can Also Apply For APY To Avail Its Numerous Advantages. The Pension Amount Will Be Fixed Depending On The Age Of The Subscriber And The Contribution Made By Him Or Her.

–:Benefits of Atal Pension Yojana:–

The Atal Pension Yojana Is An Excellent Saving Scheme For Individuals And Offers Ample Benefits At A Time When A Person’s Income-Earning Capacity Is Low. The Savings Made Through This Scheme Enables People To Deal With Rising Cost Of Living And Lead A Dignified Life Even After Retirement. Some Of The Advantages Of APY Are Given Below:

1. The Subscribers Can Increase Their Premium As Per Their Choice And Can Look Forward To Huge Monthly Pension Amounts, Ranging Between Rs. 1,000 And Rs. 5,000, By Making Significant Contributions

2. Regular Updates Such As Status Of Contribution Are Provided To The Subscribers Via SMS Alerts And Physical Account Statement.

3. The Account Is Portable And Will Be Linked To Bank Account So That The Subscriber Can Operate It From Anywhere In The Country.

4. APY Is An Affordable Scheme And Is Available At Ultra-Low Cost And Investment Can Be As Low As Rs. 42 Per Month, Provided The Age At Entry Is 18 Years.

–:Atal Pension Yojana Eligibility:–

The Minimum Age Of An Individual Applying For The Scheme Is 18 Years And Maximum Age Is 40 Years. If An Individual Joins At The Age Of 40 Years To Avail A Monthly Pension Of Rs. 1,000, He Or She Is Required To Contribute A Higher Amount Than Those Joining At 18 Years.

 

The Subscribers Must Make Regular Contributions For A Minimum Of 20 Years, Depending On Their Age At Entry

 

ATAL PESION FORM:–CLICK HARE

Gujarati brochure :—-click here

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