PRADHANMANTRI MUDRA LOAN YOJANA

PRADHANMANTRI MUDRA LOAN YOJANA

Interest Subvention Scheme for MUDRA – Shishu Loan. Clarifications Regarding Interest Subvention SchemeRecruitment of Suitable Professionals (Head–Internal Audit & Treasury Executives) on Long Term Contract Basis.The last date of submission of applications for the posts of Head- Internal Audit and Treasury Executives has been extended up to June 15,2021. Note:There are no agents or middleman engaged by MUDRA for availing of Mudra Loans. The borrowers are advised to keep away from persons posing as Agents/ facilitators of MUDRA/PMMY The last date of submission of final claims under 2% Interest Subvention Scheme (ISS) Shishu Loans is December 07, 2021.The PMMY portal shall be closed by December 31,2021 for submission of claims under ISS.
vision

MUDRA VISION
“To be an integrated financial and support services provider par excellence benchmarked with global best practices and standards for the bottom of the pyramid universe for their comprehensive economic and social development.”
mision

MUDRA MISSION
“To create an inclusive, sustainable and value based entrepreneurial culture, in collaboration with our partner institutions in achieving economic success and financial security.”
Pradhan Mantri MUDRA Yojana (PMMY)
Pradhan Mantri MUDRA Yojana (PMMY) is a scheme launched by the Hon’ble Prime Minister on April 8, 2015 for providing loans up to 10 lakh to the non-corporate, non-farm small/micro enterprises. These loans are classified as MUDRA loans under PMMY. These loans are given by Commercial Banks, RRBs, Small Finance Banks, MFIs and NBFCs. The borrower can approach any of the lending institutions mentioned above or can apply online through this portal . Under the aegis of PMMY, MUDRA has created three products namely ‘Shishu’, ‘Kishore’ and ‘Tarun’ to signify the stage of growth / development and funding needs of the beneficiary micro unit / entrepreneur and also provide a reference point for the next phase of graduation / growth.

 

How to Apply for SBI e-Mudra Loan?
Existing customers sharing relationships with SBI in the form of Savings Account or Current Account (Individual) can apply for an e-MUDRA loan of amount Up to Rs. 1,00,000 by visiting the SBI e-mudra portal and following the below-mentioned steps:

Step 1: Select Pradhan Mantri Mudra Yojana Application Form from the drop-down menu.

Step 2: Visit the SBI official website https:// em udra.s bi.co.in:8044 /emudra and click on ‘Proceed’.

Step 3: Provide the required details like the applicant’s Aadhar card for e-KYC purposes through UIDAI, as the e-KYC and e-sign need to be completed through OTP authentication for loan processing and disbursement.

Step 4: Once the SBI formalities and loan process is completed, the applicant shall receive an SMS that will state to initiate the further process by revisiting the e-MUDRA portal.

Step 5: This process needs to be completed within 30 days after the receipt of the SMS of loan sanction.

Note: The applicant needs to upload the document in JPEG, PDF, or PNG format only, with a maximum file size of 2MB.

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